If You Want Something, EARN It.
If you want something, earn it. How I wish I could hammer this into teenagers nowadays who just rely on their parents or elder siblings for handouts.
And each person should take responsibility for their own life. Whatever happens is a direct result of actions and decisions in the past. If you want a good life in the future, do something now to make sure you achieve that in the future.
If you now find yourself saddled in huge debts, reflect back on the things and decisions you have made which might have led you to where you are now. Who's fault is it? You might ask. Remember, your life is in your hands.
If in the past you have spent lavishly with impulse shopping, ask yourself, at the point of buying, don't you have the choice of whether to buy or not to buy? Yes, and you made the decision to buy. In the end, do you feel remorseful? Depends.
Do you have the choice of eating in high end restaurants or the common hawker centre? Do you have the option of taking the taxi or the bus? Do you have the choice of taking the plane or the bus? It is entirely up to you.
But after that, you have to shoulder the consequences. Don't complain when you no longer find yourself having the luxuries in life.
I was so heartened by the changes I see in a superior-turned friend recently. She was someone who used to spend money like water. She won't eat at places less than high class restaurants. She always have nice accessories donning her wrists and matching blouse to go with it.
But the last time I saw her, she has stripped off her gold chains and bling-blings. Her reason: Afraid of being robbed. She now budgets $300 a month for food and attempts to spend less than the budgetted amount if she can. Shw would now think twice even if she finds a blouse she really like. And now so proud of the cheapest travel she has been on.
She even advised me to spend within my means and save up for retirement. Even at my age. Yah, drastic change, and I find it a change for the better. Now I see a person who is less conceited and less high-and-mighty. She has become someone more humble.
Probably circumstances has changed and forced her to become like that. Maybe she changed willingly. I couldn't bring myself to ask. No matter what's the reason, there is a lesson to learn here.
Why wait for some disaster to happen before you change for the better? You can still be thrifty and earning all the money in the world. What would you do then with so much excess funds? Realise your dreams, go around brightening up other people's lives. Isn't that more meaningful?
And each person should take responsibility for their own life. Whatever happens is a direct result of actions and decisions in the past. If you want a good life in the future, do something now to make sure you achieve that in the future.
If you now find yourself saddled in huge debts, reflect back on the things and decisions you have made which might have led you to where you are now. Who's fault is it? You might ask. Remember, your life is in your hands.
If in the past you have spent lavishly with impulse shopping, ask yourself, at the point of buying, don't you have the choice of whether to buy or not to buy? Yes, and you made the decision to buy. In the end, do you feel remorseful? Depends.
Do you have the choice of eating in high end restaurants or the common hawker centre? Do you have the option of taking the taxi or the bus? Do you have the choice of taking the plane or the bus? It is entirely up to you.
But after that, you have to shoulder the consequences. Don't complain when you no longer find yourself having the luxuries in life.
I was so heartened by the changes I see in a superior-turned friend recently. She was someone who used to spend money like water. She won't eat at places less than high class restaurants. She always have nice accessories donning her wrists and matching blouse to go with it.
But the last time I saw her, she has stripped off her gold chains and bling-blings. Her reason: Afraid of being robbed. She now budgets $300 a month for food and attempts to spend less than the budgetted amount if she can. Shw would now think twice even if she finds a blouse she really like. And now so proud of the cheapest travel she has been on.
She even advised me to spend within my means and save up for retirement. Even at my age. Yah, drastic change, and I find it a change for the better. Now I see a person who is less conceited and less high-and-mighty. She has become someone more humble.
Probably circumstances has changed and forced her to become like that. Maybe she changed willingly. I couldn't bring myself to ask. No matter what's the reason, there is a lesson to learn here.
Why wait for some disaster to happen before you change for the better? You can still be thrifty and earning all the money in the world. What would you do then with so much excess funds? Realise your dreams, go around brightening up other people's lives. Isn't that more meaningful?
Labels: finance, musings about life, wealth management
posted by redsmoke at
12:49:00 AM
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